retirement planning

That ‘free’ money in your 401(k) may not belong to you just yet

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That ‘free’ money in your 401(k) may not belong to you just yet

Many people saving in 401(k) accounts get a company match from their employer. But that money may not yet belong to them. A person may have to remain employed with a company for up to six years — nearly twice as long as the typical private-sector worker stays in a job — to take full … Read more

As health insurance costs climb, how to make the most of medical spending before year’s end

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As health insurance costs climb, how to make the most of medical spending before year’s end

Momo Productions | Digitalvision | Getty Images As health-care costs continue to climb, you may want to make sure you’re not leaving valuable tax breaks or pre-tax dollars on the table this year. Rising premiums, steeper deductibles and higher out-of-pocket maximums have put more pressure on household budgets, making year-end planning important, experts say. Among … Read more