Most women I work with know guilt all too well. Guilt about not saving enough. Guilt about spending too much. Guilt about saying no to adult children, or yes, when they wanted to say no. Money guilt can be heavy. But underneath it is often something deeper: care, love, and a desire to do right … Read more
For the last few years, it felt like someone was always talking about Roth conversions. Whether it was finance shows on TV, newsletters, or seminars, this message was a constant: “Convert now while tax rates are low. Time is running out!” This was likely motivated by the Tax Cuts and Jobs Act of 2017 (TCJA), … Read more
My aging parents live in their own home and are managing their day-to-day activities and financial affairs with admirable fervor and zest. I see them every few months, and we talk regularly on the phone. They acknowledge things are changing. As a daughter, a CFP professional, and financial life strategist, I know the ‘talk’ is … Read more
Being a family caregiver doesn’t only impact you physically, mentally, and emotionally – it can also hurt you financially. It is not uncommon for family caregivers to utilize their financial resources to care for their loved ones. According to an AARP survey, one-third of caregivers stated that they have had to dip into their savings … Read more